Business
Big update for anyone saving with the National Pension System (NPS): you can now put your money into gold and silver ETFs, not just traditional stocks and bonds.
The PFRDA’s move is all about giving you more ways to grow your retirement savings and making portfolios less boring.
What’s changing for NPS investors?
Besides gold and silver, NPS funds can now invest in a wider range of stocks—up to the top 250 companies on both Nifty and BSE indices.
There’s also more flexibility with debt options, plus access to real estate (REITs) and infrastructure (InvITs) investments without strict sponsor ratings.
Basically, it’s a bigger playground for your future money.
Why does this matter?
With these new choices—and $177 billion already managed—it’s clear they’re trying to make retirement investing smarter, more modern, and maybe even a little more exciting for everyone.